Our deep industry experience allows us to fix price, based on working with different card companies for years, in specific verticals. You will always partner with an IPpay employee who has years of experience in your field – making them privy to every detail and foreseeable roadblock your payment solution requires to ensure cash flow. It’s how we custom-build solutions that are powerful and frictionless. Meeting your organization’s exact needs to kickstart and sustain profitability.
Telecoms & ISPs
With years of expertise with telecoms and ISPs, we guarantee the most favorable interchange rate possible. No hidden costs or variability. Ever. We service more than 50% of ISPs in the U.S., and we promise to keep your business’s best interest in mind. Our approach is two-fold: We pay close attention to credit card companies’ ever-changing conditions for interchange category qualifications. We also look at every credit card in our merchant’s books to really understand their numbers. Nothing gets overlooked, guaranteeing an unmatched interchange rate.
Utilities & Electric Co-ops
Our deep industry experience allows us to track and focus on the right transaction details, making processing more cost-effective. Our approach is two-fold: We pay very close attention to credit card companies’ ever-changing conditions for interchange category qualifications. We also look at every credit card in our merchants’ books to really understand their numbers. Nothing gets overlooked, guaranteeing an unmatched interchange rate. We provide proactive auto account updating, vigilant data integrity, end-to-end token portability and the lowest fixed pricing, guaranteed.
Rural Banks
Our industry know-how guarantees the best cost interchange rate for you. And our advanced proprietary solutions work fluently with your existing software and ERP systems. Proprietary features allow us to un-apply cash and send notifications directly to your customers. Proprietary features also allow us to ensure that we’re flagging the right information in the right sequence to get the best interchange rate possible. It’s our job to chase down, manage and resolve insufficient funds so you can focus on business growth.
Subscription Services
Our industry experts work hard behind the scenes to keep accounts current. We track cards to make sure they are valid and up to date – avoiding the lapsed bills that come with card churn. We look at inventory of all your cards on file and, based on expiration in next three months, review card brand databases to see if a customer’s new card is available. If it is, we update it in our system so seamless transactions occur.
Recurring Billing
We track specific cost constraints associated with doing business electronically. Our gateway allows us to apply the most current codes for different card companies – ensuring that we can qualify and reclassify transactions at a lower rate. Every time. Our gateway holds a plethora of critical marketing data. We can track and extract buyers’ credit limits and card types, allowing merchants to better market their products and services to potential buyers.
